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3 Reasons You Need A Termite Inspection When Buying A Home

3 Reasons You Need A Termite Inspection When Buying A Home

Buying a home is a major investment, and as such, you want to be sure that your investment is protected so you don’t wind up having to shell out for expensive repairs right after you move in. Termites are a common pest all over the country, and since most homes are constructed from wood, they tend to be a problem no matter where you encounter them. When buying a home, a termite inspection is one of the most important things you can invest in, and in this short article, our team of skilled Cherry Hill pest control contractors will tell you why.

Termites Can Be Active Even If You Don’t See Them

Termites damage an estimated 600,000 homes a year in the United States alone. Even though they can cause significant damage, they aren’t always easy to spot. Termites destroy wooden structures from the inside out, meaning that you can potentially go years with an infestation present before you notice any signs of damage, and at that point, the damage has often been done. Having a termite inspection performed during the buying process can potentially save you a great deal of money and headache by ensuring you don’t have any active infestations present that might cause you trouble down the road.

Termite Damage Is Costly

Termites account for over $5 billion dollars’ worth of property damage every year, and this damage is often not covered by homeowners insurance. Depending on the severity of the damage, you could easily be looking at upwards of $3,000 in repairs, while an inspection will usually run you between $50-$100. Taking the time during the buying process to invest in a professional termite inspection is a great way to save on costly repairs later.

Many Lenders Won’t Make A Loan Without One

There’s no federal law that mandates you have to have a termite inspection performed before buying a home, but most lenders simply won’t loan you the money without one. Most mortgage lenders will require a termite clearance letter, stating that a professional pest control contractor has come to the property, inspected for termites, and given you the all-clear. If your inspection doesn’t turn up signs of an active infestation, but does uncover damage, it’s important to discuss with the seller who is responsible for repairing the damage in order for the sale to move forward.

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